visitors insurance
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Canada welcomes millions of visitors each year — whether you’re here to see family, explore the country, or stay temporarily. However, healthcare in Canada is not free for visitors, and even a minor medical emergency can lead to significant costs. That’s why Visitors Insurance is essential for anyone without provincial health coverage.
At iRateCompare, we offer flexible and affordable plans that provide peace of mind and emergency medical coverage for international visitors to Canada.
Tourists in Canada Insurance is a kind of insurance coverage intended for people who intend to travel to Canada for a brief stay. This particular insurance coverage is intended to offer protection and coverage for unforeseen illnesses and medical situations that may arise while the policyholder is in Canada.
Why You Need Visitors Insurance
- Required for Super Visa applicants
- Protects you from unexpected high medical costs
- Helps you access quality care quickly
- Gives peace of mind to both visitors and their Canadian hosts
Benefit of Visitor Insurance
- Emergency Hospitalization for Medical Care
- Emergency Ambulance Services for Repatriation and Return
- Dental Repair & Pain Emergency
- Recreational Sports-Related Injuries and Prescription Drug
- X-ray and laboratory diagnostic services
- Benfit Services of a Medical Specialist i.e. chiropractor, osteopath, etc.
- Registered Nursing Services
- As long as you spend the majority of your policy period in Canada, your Visitors to Canada insurance will also cover side visits outside of the country.
FAQ's
What is visitor insurance?
Visitor insurance is health insurance for people visiting Canada. It covers emergency medical expenses like doctor visits, hospital care, prescriptions, and more, which are not covered under Canada’s public healthcare system for non-residents.
Who should buy visitor insurance?
Any non-resident visiting Canada — including tourists, family members, Super Visa applicants, or individuals awaiting provincial coverage — should purchase visitor insurance to avoid high out-of-pocket medical costs.
Is visitor insurance mandatory for Canada?
It is not mandatory for regular tourists, but it is required for Super Visa applicants, who must show proof of at least $100,000 in medical insurance coverage for at least one year.
What does visitor insurance typically cover?
- Emergency medical treatment
- Hospitalization and surgery
- Prescription drugs
- Ambulance services
- Emergency dental care
- Repatriation/return of remains
- Always review the specific policy for detailed coverage.
How much does visitor insurance cost?
Costs vary depending on age, coverage amount, duration of stay, and pre-existing conditions. On average, it can range from $1.50 to $5.00 per day, or more for older individuals or higher coverage levels.
Can I buy insurance after arriving in Canada?
Yes, but many insurers have a waiting period (usually 48–72 hours) if purchased after arrival. It’s best to buy before you travel to ensure immediate protection.