Welcome to iRateCompare. These Terms & Conditions (“Terms”) govern your use of our website and services. By accessing or using our website (https://www.iratecompare.ca), you agree to be bound by these Terms. If you do not agree, please do not use our site.

1. About iRateCompare
iRateCompare is an online platform that allows users to compare insurance products and services from multiple providers in Canada. We aim to provide accurate, up-to-date, and unbiased information to help you make informed decisions.

2. Eligibility
You must be a Canadian resident and at least 18 years old to use our services. By using our website, you represent and warrant that you meet these eligibility requirements.

3. Use of the Website
You agree to:

Use the website for lawful purposes only

Provide accurate and complete personal information when requesting quotes

Not misuse, disrupt, or interfere with the website’s functionality or services

Not use automated tools (bots, scripts, scrapers) to access or extract data from the website

4. Disclaimer of Liability
iRateCompare is not an insurance company and does not underwrite or issue insurance policies.

All quotes and insurance products are offered by third-party licensed insurance providers.

We strive for accuracy but do not guarantee the completeness or accuracy of information provided on the site. Final quotes and eligibility are determined by the insurance providers.

iRateCompare is not responsible for any decisions made based on the information provided on our platform.

5. Privacy Policy
Your use of the website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. You can read it here.

6. Third-Party Links
Our website may contain links to third-party websites. These are provided for convenience only. We do not endorse or assume responsibility for the content or practices of these websites. Please review their respective terms and privacy policies.

7. Intellectual Property
All content on iRateCompare, including text, graphics, logos, icons, and design, is the property of iRateCompare and is protected by copyright and trademark laws. You may not copy, distribute, or reproduce any content without written permission.

8. Changes to Terms
We may update these Terms & Conditions at any time without notice. Continued use of the website after changes are posted indicates your acceptance of those changes. We encourage users to review these Terms regularly.

9. Limitation of Liability
To the maximum extent permitted by law, iRateCompare shall not be liable for any indirect, incidental, special, or consequential damages arising from or related to your use of the website or services.

10. Indemnification
You agree to indemnify and hold harmless iRateCompare, its employees, affiliates, and partners from any claims, losses, damages, liabilities, or expenses arising out of your misuse of the site or violation of these Terms.

11. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the Province of Ontario and the applicable laws of Canada.

12. Contact Us
For questions or concerns regarding these Terms, please contact:

iRateCompare – Support Team
Email: [Insert Email Address]
Phone: [Insert Phone Number]
Address: [Insert Mailing Address]

By using iRateCompare, you agree to these Terms and acknowledge that you understand your rights and responsibilities when using our platform.