Effective Date: 10/05/2025
At iRateCompare, your privacy is important to us. We are committed to protecting your personal information and ensuring that your personal data is handled responsibly and transparently. This Privacy Policy outlines how we collect, use, store, and protect your information in accordance with Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).
1. What Information We Collect
We collect personal information that is necessary to provide you with insurance quotes, advice, and services. This may include:
- Name, address, phone number, and email
- Date of birth, gender, and marital status
- Insurance preferences and financial information
- Health-related information (for insurance purposes)
- IP address, browser information, and website usage data
2. How We Use Your Information
Your information is collected to:
Provide you with accurate insurance quotes and product recommendations
Process applications, claims, or inquiries
Communicate with you about services, updates, and promotions (with your consent)
Improve our website and customer experience
Ensure regulatory compliance and fraud prevention
3. Consent
By using our services or submitting your personal information to iRateCompare, you consent to the collection, use, and disclosure of your information as outlined in this Privacy Policy.
You may withdraw your consent at any time, subject to legal or contractual restrictions, by contacting us (see Section 8).
4. Sharing of Information
We may share your personal information with:
Licensed insurance providers and brokers for quoting and policy issuance
Third-party service providers who support our business operations (e.g., website hosting, analytics)
Legal authorities if required by law or in the case of suspected fraud
We do not sell your personal information to third parties.
5. Data Security
We use reasonable physical, technical, and administrative safeguards to protect your personal data from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet is 100% secure.
6. Retention of Information
We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law.
7. Your Rights
You have the right to:
Access the personal information we hold about you
Request corrections to your information
Withdraw consent to the use of your information
File a complaint with the Office of the Privacy Commissioner of Canada if you believe your rights have been violated
8. Contact Us
If you have any questions, concerns, or requests regarding your privacy or this policy, please contact:
iRateCompare – Privacy Officer
Email: [Insert Contact Email]
Phone: [Insert Contact Number]
Address: [Insert Business Address]
9. Policy Updates
We may update this Privacy Policy from time to time to reflect changes in our practices or legal obligations. The latest version will always be available on our website.
Your trust matters to us. iRateCompare is committed to safeguarding your personal information and ensuring a safe and transparent experience.